Experian, the UK's largest credit reference agency, gets our vote for being the number one consumer credit report provider. Experian's credit report offers the most up-to-date and reliable information, is simple to order, and is presented in a way that's easy to read and understand.
Due to its new pricing policy Experian's credit report monitoring service, Credit Expert, is now more expensive than similar services offered by Equifax and CallCredit. However, you can opt for a cheaper monthly membership that excludes the ID fraud insurance.
In our opinion, when it comes to credit reports there's no point in settling for second best. The good news is you can get your Experian credit report and credit score completely free of charge when you sign up for a Credit Expert 30 Day Free Trial.
Experian, Equifax and CallCredit all offer free credit reports online. To compare credit reports from all three UK credit reference agencies, please visit our Credit Report Comparison.