Before you order your free credit report, we'd recommend using our comparison chart below to make sure you're ordering the right one for your needs.  We're the only website to compare and rate credit reports from all three of the UK's credit reference agencies, Experian, Equifax and CallCredit.  And the winner of the best credit report is...

Our Recommendation	Experian	Equifax	CallCredit
Which Credit Report? Best Consumer Credit Report 2013
	Experian Review	Equifax Review	CallCredit Review

So what factors did we take into account when deciding on the best credit report?  Well we've compared Experian, Equifax and CallCredit by the services they offer, what's included in their credit reports, and the overall experience when using their websites and dealing with their customer services teams.  Let's take a closer look...

Services Offered	Experian	Equifax	CallCredit
£2 Statutory Credit Report
Free Credit Report Access for 30 Days
Credit Score Cost each time credit score / credit rating ordered.	FREE WITH CREDIT FILE MONITORING SERVICE	£5.95	FREE WITH CREDIT FILE MONITORING SERVICE
Credit File Monitoring Service To help stop Identity Theft and Identity Fraud.
Monitoring Service Free Trial 30 Day Trial Period
Monitoring Service Cost	£14.99 MONTHLY	£2.99 - £7.50 MONTHLY	£12.00 QUARTERLY
Identity Fraud Expenses Insurance Included free with monitoring service.
E-Mail or Text Alerts To advise you when someone has done a credit search.
Online Dispute Service To help you correct any errors on your credit report.
No Long Term Contract			3 MONTHS
Advice Centre Offering advice on improving your credit score and protecting yourself from Identity Theft and Fraud.
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What's Included in Report?	Experian	Equifax	CallCredit
Personal Information Such as your addresses and date of birth.
Electoral Roll Information Your registration with local authorities.
Aliases Other names you are known by.
Financial Associations People you are associated with.
Public Record Information Judgments filed in your name.
Credit Agreements/Account Information How much you owe, your credit limits and your payment history.
Addresses and Contact Details of Lenders and Other Organisations To help you contact organisations to ask them about information on your report or correct any inaccuracies.
Repossession Information Details of any properties that have been repossessed.
Previous Searches Companies/organisations that have viewed your credit information.
Notices of Correction Information you've added to your file.
Property Valuation The Land Registry provides historic house purchase prices from April 2000.
CIFAS - The UK's Fraud Prevention Service Alerts registered at your addresses.
GAIN - Gone Away Information Network Companies recording that they are unable to find you.
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Our Rating	Experian	Equifax	Call Credit
Sign Up Process How simple is it to register your details and access the members area?
Appearance, User Friendliness and Accessibility of Website How easy is it to find what you're looking for and navigate around the site?
Credit Report Layout How well is the credit report presented?
Credit Report Content How comprehensive is the credit report in terms of what's included?
Credit Report Accuracy How many of your credit agreements / accounts are included and is the information up-to-date?
Flexibility of Packages Does the credit reference agency offer flexible packages so you can tailor the service to your needs?
Information & Advice How concise / useful is the information & advice contained on the site?
Ease to Cancel During Free Trial Period Does the credit reference agency make it easy for you to cancel your free trial.
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